Risk Management Officer

Daily Risk Monitoring

• Monitor daily margin financing exposure, collateral positions, concentration limits, and client leverage across multiple markets. 

• Review client positions and identify abnormal trading activities, excessive leverage, or potential liquidation risks. 

• Monitor margin utilization, financing limits, and exposure to individual securities, sectors, and markets. 

• Perform daily monitoring of overnight risk exposure across global markets. 

Credit & Client Risk

• Conduct credit assessments for retail, high-net-worth (HNW), institutional, and corporate clients. 

• Review and approve client credit limit applications and annual credit reviews. 

• Assess client requests relating to margin financing, securities withdrawals, and fund withdrawals. 

• Recommend appropriate credit limits based on client financial profiles and risk appetite. 

Market & Counterparty Risk

• Monitor market volatility and assess its impact on client portfolios and firm-wide exposure. 

• Prepare stress testing and scenario analysis for equity, options, futures, FX, and fixed income portfolios. 

• Monitor counterparty exposures and prepare periodic counterparty risk assessments. 

• Analyze concentration risks on individual securities, sectors, exchanges, and counterparties. 

Product & Trading Risk

• Configure and maintain margin ratios, collateral eligibility, and risk parameters for newly listed securities, corporate actions, derivatives, and structured products. 

• Review risk settings for equities, ETFs, options, futures, bonds, and other investment products. 

• Monitor contract specifications including futures multipliers, option contract adjustments, and exchange announcements. 

Regulatory Reporting & Compliance

• Prepare and submit regulatory reports to MAS, SGX, and other applicable regulators within required timelines. 

• Ensure compliance with internal risk policies, regulatory requirements, and risk governance frameworks. 

• Support internal and external audits relating to risk management activities. 

Risk Analytics & Reporting

• Prepare daily, weekly, and monthly risk dashboards for senior management. 

• Produce reports covering: Margin exposure, Client concentration, Security concentration, Counterparty exposure, Stress testing, Liquidity risk, Credit utilization 

• Analyze emerging market events and recommend proactive risk mitigation measures. 

Process Improvement & Automation

• Collaborate with Product, Engineering, Operations, and Quant teams to enhance risk monitoring systems. 

• Participate in developing automated risk controls, alert mechanisms, and risk dashboards. 

• Continuously improve risk management processes and operational efficiency through automation and data analytics. 

Ad-hoc Projects

• Support new product launches by performing risk assessments. 

• Participate in enterprise-wide risk initiatives, system enhancements, and special projects assigned by management. 

• Bachelor's degree in Finance, Mathematics, Economics, Statistics, Engineering, Computer Science, or a related discipline. 

• 3–5 years of experience in Risk Management within a brokerage, securities firm, investment bank, fintech, or financial institution. 

• Strong understanding of: Margin financing, Equities, Options, Futures, Fixed Income products, Capital markets 

• Familiarity with market risk, credit risk, liquidity risk, and operational risk concepts. 

• Knowledge of MAS, SGX, or other securities regulatory requirements is highly preferred. 

• Experience using Bloomberg, Refinitiv, Wind, or other market data platforms is advantageous. 

• Strong analytical and problem-solving skills with excellent attention to detail. 

• Proficiency in Excel and SQL; experience with Python, Power BI, Tableau, or other data visualization tools is an advantage. 

• Ability to work independently in a fast-paced, technology-driven environment. 

Preferred Qualifications

• Experience in an online brokerage or digital wealth platform 

• Experience supporting multi-asset products across global markets. 

• Familiarity with automated risk monitoring systems and real-time risk controls. 

• Professional certifications such as FRM or CFA are advantageous. 

• Opportunity to work in one of the fastest-growing digital brokerage firms. 

• Exposure to global capital markets and multi-asset trading products. 

• Hands-on involvement in building next-generation risk management systems. 

• Collaborative environment with Product, Engineering, Quantitative Research, Trading, and Compliance teams. 

• Career development opportunities in a high-growth fintech environment.